I asked Claude to build me a Personal Finance System
If you walk into a room called “Bernie's Life”, there would be piles of mess scattered all over, and one of the bigger piles would most surely be “Financial Literacy and Management”, aka, I suck at holding on to money. So I asked Claude to help me with it.
First I uploaded screenshots of just the credit card transactions from 2025. At this point, it is important to note that you shouldn't upload any sensitive personal information to LLMs, so be sure to delete where necessary.
The first task at hand was to examine all my spends and tell me the hard truths. Turns out a large percentage of my overall spends went to shopping (queue the PSB song ...) and a chunk went to subscriptions. He kept asking me “are you sure you are watching Netflix?” lol.
He started drawing bar charts, pie charts, time series charts. Ok you get the picture. Now I understand where my drifts and creeps are.
I also asked him to set up a folder structure on Obsidian for me, which I found it very useful. I created folders like “Tax”, “Debt”, “Tracking”, etc which will give me a great starting point to document and track all my expenses and revenue.
If you are interested in the prompt I used, I'll share it here. Have you done something similar? Let me know.
"You are a seasoned personal financial planner and life coach. Please advise me on how I should start doing better financial planning for:
1. tax reporting
2. budgeting
3. gig Scheduling, comparing the hourly rates and making wise decisions and commitments based on goals rather than monetary gains
4. analyse credit card spends to identify areas for optimisation and control
5. establish a savings and investment plan to grow money
6. debt management
Guide me through creating a plan that form a foundation for the next 10 years.
I'm living in Singapore, so everything should be relevant to the country.
Get the tax information from
https://www.iras.gov.sg/taxes/individual-income-tax/self-employed-and-partnerships"